(978) 374-8400 - (800) 870-8408
fax: (978) 373-3360
Post Office Box 5206
Bradford, MA 01835

Business Insurance

Personal Insurance


Personal Lines Insurance

Our home, our car and personal belongings are our greatest assets. Personal lines insurance is designed to protect them by providing coverage for physical damage as well as liability protection. With the right personal lines protection, we can get you back on your feet quickly.


Homeowners and Renters

If you own a home or a condominium, you need a policy that will provide coverage for the value of the buildings or part of a building that you own, your contents and your personal liability exposures.

A renters policy will protect your personal property and your personal liability exposures. The homeowners policy is a package policy which combines many important coverages at a reasonable cost. Talk to us about additional coverages you may need.


Save with the Auto Insurance Discounts:

Ask us about which discounts could apply to you.

•Good Driver Discount

•Home/Auto Account Discount

•Good Student Discount

•Alarm System Discount

•Anti-Lock Brakes Discount

•Retired Discount


Personal Umbrella

You don't have to be a millionaire to be sued like one!

Liability limits provided by a standard automobile or homeowners policy usually aren't enough for $1 million and up law suits.


We Can Help

We offer an affordable Personal Umbrella Liability Policy with limits of $1 million to $5 million available. This coverage is in excess of the liability coverage provided by your auto and homeowners policy. It also covers attorney expenses.

Commercial Lines Insurance


Property Insurance

A commercial property insurance policy covers losses to "real" property - buildings; furniture, contents, equipment, fixtures, inventory and business income/extra expense.


Liability Insurance

General liability insurance protects against liability for bodily injury, property damage, or personal and advertising injury.


Workers Compensation:

Workers' compensation insurance covers business owners if an employee is injured on the job. It can also help injured employees return to work quickly with little or no loss of income. Employers pay all of the costs of workers' compensation insurance.


Business Auto


Commercial Umbrella

This policy provides coverage that creates an "umbrella" of liability protection over all your other commercial property and liability policies.


Directors & Officers

D & O coverage protects individuals and companies against allegations involving breach of fiduciary duty, inadequate disclosure, violation of anti-trust laws, deceptive trade practices, as well as others.


Employment & Related Practices Liability
Employment Related Practices coverage covers you, your corporation, your directors, officers and employees from actual or alleged wrongful acts related to employment and workplace disputes, as well as from unexpected legal fees and judgments.


Environmental

Excess Coverage

Home Owners Insurance

Business Insurance

Auto Insurance